Vortic is the AI underwriting platform built for MGAs, brokers, Lloyd’s coverholders, and US E&S underwriters who need bind-ready decisions in seconds — and an audit trail their regulator will accept.
No credit card required to start · Pay-as-you-go after the free credit
Generic AI tools fail two ways: they hallucinate flood zones because the training data is stale, and they leave no audit trail your regulator will accept.
Vortic is built for the specific shape of the underwriter’s day — the lookups, the citations, the team coordination, the bind gate, the regulator. Not as a chat assistant grafted onto insurance.
Different cognitive density for different jobs. The data is shared; the surface adapts to what the underwriter is doing right now.
What needs your attention today.
Pre-surfaced: SLA breaches, pending decisions, yesterday's closures, concentration alerts. A chat that already knows your day. Click through to bind, decline, refer, or delegate.
Deep canvas for one submission.
Every signal we have on one risk: parse output, agent verdicts, similar bound risks, treaty utilisation, portfolio impact. The surface where the underwriter spends their judgment minutes.
Try a hypothesis. Now.
Drag a PDF, hit run, watch nine agents stream their analysis live. The space to test prompts, try new agents, replay runs from history. No queue, no consequence — just experiments.
Every flood zone, postcode, sanctions check, and regulatory threshold is sourced from a verified API and cited in the memo. The model never makes up the facts. If the lookup fails, the memo says "no data" instead of guessing.
Every model call logged with prompt version, tokens, latency, output. Every memo cites EA / FEMA / postcodes.io / your loss-history. Every decision captures the underwriter, the rationale, the agent outputs at that moment. Built for Lloyd's coverholder oversight + PRA SS3/19 from day one.
Every LLM call records what we paid OpenRouter and what we charged you. Visible in the admin panel as margin per agent. No opaque "AI tax" — when our cost goes up, you see it.
PII redaction before any model sees the submission. Per-agent control over which ground-truth lookups join the prompt. Enterprise customers can route to their own private LLM deployment so no inference traffic leaves the VPC.
We don’t fabricate competitor weaknesses. Where Federato or Cytora or rolling-your-own actually does something better, we say so. Buy the platform that fits your shape, not the one with the cleverest comparison page.